Retirement Planning

A holistic approach to planning your future

Planning for your retirement is one of the most important financial decisions you will ever make.

But retirement planning is not just about ensuring financial security when you stop working. It’s about considering all lifestyle factors that have an impact on your retirement income, from how you will spend your retirement to where you will live.

A holistic approach to retirement planning is critical. That’s exactly what Octagon Financial offers – an integrated approach to planning your future that helps you determine your retirement income goals and the actions necessary to achieve them.

We will help you identify sources of income, estimate expenses, implement a savings programme, manage assets and estimate future cash flows to ensure your retirement goals are achievable.

Leave a lasting legacy with sound Estate Planning

What could be more important than ensuring all your family’s needs are met and their standard of living maintained should you pass away?

We can help facilitate the correct arrangement, management and distribution of the assets and liabilities in your estate to ensure your beneficiaries receive the greatest benefit from these assets in the event of your death.

Let us assist you with setting up your wills, trusts, beneficiary designations, powers of appointment, property ownership (joint tenancy with rights of survivorship, tenancy in common, tenancy by the entirety), gift, and powers of attorney, specifically the durable financial power of attorney and the durable medical power of attorney.

We are also equipped to help you create a living will, including specific arrangements such as burial or cremation, and provide for the deferment or minimisation of estate taxes and the winding up of a business in the case of death.